Retirement is the culmination of a lifelong journey for most. As Americans, we work and save and sacrifice for a long time with hopes that someday we will have amassed a large enough nest egg that we can retire and live off of our assets. Programs like Social Security and company pensions help some, but most of today’s retirees are forced to save through company savings plans. As these plans have grown, so have the common mistakes that retirees and near-retirees make as they make their final preparations.