Retirement. It is a frightening word for many. It is definitely a big decision. Can you afford to retire? Are you ready? Thousands of baby boomers are asking the same question every day as they inch towards the next phase of their lives. As with any big decision, there is always fear of making a mistake. When it comes to living in retirement and the possibility of running out of money someday, the fear can be paralyzing. Will the stock market crash at the wrong time? How might the economy affect your retirement paycheck? Should you be worried about Social Security?